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CDA Lending and Risk Analyst Senior III (C22004)

Homeowner Assistance Fund Quality Control/Fin. Reporting Officer

Recruitment #22-003731-0001


This is a contractual position with limited State of Maryland benefits

Work that matters. The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities. This is an opportunity to join this nationally-recognized, award-winning organization and apply your skills to this high public purpose and challenging area. Annually, DHCD finances approximately 2,700 units of multifamily rental housing in 40 properties, amounting to $350 million in construction and permanent financing. Also DHCD, through its flagship program, the Maryland Mortgage Program (MMP) assists over 3,000 of Marylanders annually to achieve the homeownership dream. Funding comes from a variety of sources, including state-appropriated funds, taxable and tax-exempt revenue bonds, federal low income housing tax credits, federal HOME funds and other federal funds. Additionally, DHCD administers rental assistance programs and innovative initiatives designed to expand affordable housing opportunities for persons with disabilities, increase the energy efficiency and sustainability of affordable multifamily developments, and preserve rental housing.

The main purpose of this position: This position is created for the Homeowner Assistance Fund (HAF) Program as part of the Single Family Housing programs. The HAF Program is defined by the Treasury guidelines published on April 14, 2021. The HAF was established under section 3206 of the American Rescue Plan Act of 2021.

The incumbent is responsible for reviewing and assessing the decisions on a sample of files approved by the HAF vendor (Tetra Tech Inc.) and HAF DHCD team/s. This is third layer the HAF program is employing to ensure full compliance with all the requirements provided by the Treasury for HAF. That includes also performing the sample data review of applications, reports, invoices, and other written documents in accordance with HAF policies and procedures.

The incumbent will prepare monthly/annual results and performance reports to exemplify and highlight the QC/QA issues and potential issues.The position will review all reporting for the Treasury and ensure it is timely submitted and inline with the Treasury reporting guidance for HAF. 

This is a complex and technical position. It requires understanding of mortgage loan underwriting, computerized financial management systems, loan servicing and real estate finance.

This is a contractual position, expected to last 4-5 years, contingent upon funding and satisfactory employee performance.

DHCD offers a flexible work schedule, telework and job sharing options, training, advancement and career path opportunities, casual business dress on Fridays, and a competitive salary. There is ample parking and our offices are located in walking distance to the New Carrollton MARCTrain Station.




7800 Harkins Road Lanham, MD 20706.

The Department of Housing and Community Development Headquarters is located in Prince George's County across from the New Carrollton Metro stop.


To create and oversee the Quality Control (QC) and Quality Assurance (QA) process for the Maryland Homeowner Assistance Fund program by: 
-Reviewing the decisions on a sample of files approved by the HAF vendor (Tetra Tech Inc.) and HAF DHCD team/s. 
-Proposing work/solutions toward target goals for application QA/QC working closely with the HAF Operations Manager. 
-Assisting in the formulation of target goals for teams, working closely with the HAF Operations Manager. 
-Answering questions from staff and providing guidance and feedback. 
-Devising ways to optimize procedures and maintain compliance with applicable regulations, working closely with the HAF Operations Manager. 
-Keeping management informed on issues and problems. 
-Preparing monthly/annual results and performance reports.  
-Performing the sample data review of applications, reports, invoices, and other written documents in accordance with HAF requirements. 
-Following up to correct and/or address quality control findings and deviations in a timely manner and consistent with the HAF manual and policies, working closely with the HAF Operations Manager.

Please note: this is a non-competitive position, as it is a short-term contract, expected to last 4-5 years, contingent upon funding and satisfactory employee performance.

Special Note: Applicants may be contacted for other opportunities within DHCD.


Education: A Bachelor’s degree in Finance, Business Administration, Economics, Accounting, Construction Management or a related field from an accredited college or university.   

Experience:  Four, plus years of professional financial/risk analysis experience, such as managing government programs, risk analysts, debt portfolios, examining and or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or four years of experience in Construction Management pertaining to single family or multifamily housing government programs (as applicable).   


1.  A Quality Control Inspector certification, Project Management Certification, Leadership in Energy and Environmental Design (LEED) certification or certified Public Accountant (CPA) certification or documented eligibility to sit for the CPA Examination may be substituted for the educational requirement.    

2.  A Master’s degree in Finance, Business Administration, Architecture, Construction Management, Economics, Accounting or a related field from an accredited college or university may be substituted for two years of the required experience.   

3.  Candidates may substitute one year of professional financial analysis experience, such as managing financial asset and debt portfolios, or one year of residential construction discipline or multifamily construction management.     

4.  Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in the Accounting or Loan Officer Classifications, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience and education. 


  • At least five years knowledge of financial management systems
  • Knowledge and experience with Microsoft Office, specifically Excel.


Employees in this classification may be assigned duties which require the operation of a motor vehicle.  Employees assigned such duties will be required to possess a motor vehicle operator’s license valid in the State of Maryland.


Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment. Unofficial transcripts, certifications or diplomas to document educational or certification qualifications are required. Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted with your application. For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925. Successful candidates will be placed on the employment (eligible) list for at least one year. Eligible list may be used to fill future vacancies of the same classification. Successful candidates must document eligibility to work in the U.S. upon hire.

Please note: The Maryland Department of Housing and Community Development is not sponsoring new employees in application of the H-1B Visa at this time due to budgetary constraints. All applicants must be legally authorized to work in the United States under the Immigration and Reform Control Act of 1986. Federal regulations prohibit H1B Visa candidates from paying sponsorship fees, all sponsorship fees must be assumed by the potential employer.


The examination will consist of a rating of your education, training, and experience related to the requirements of the position. You may be required to complete a qualifications supplement, or the rating may be based on your application. Therefore, it is important that you provide complete and accurate information on your application. Report all experience and education that is related to this position.


Contractual employees who work for an agency covered under the State Employee and Retiree Health and Welfare Benefits Program (the Program), have a current employment contract and work 30 or more hours a week (or on average 130 hours per month) may be eligible for subsidized health benefits coverage for themselves and their dependents. As a contractual employee, you will be responsible for paying 25% of the premiums for your medical and prescription coverage, including any eligible dependents you have enrolled. The State of Maryland will subsidize the remaining 75% of the cost for these benefits. You can also elect to enroll in dental coverage, accidental death and dismemberment insurance, and life insurance, but will be responsible to pay the full premium for these benefits. Leave may be granted to a temporary/contractual employee who has worked 106 days in a 12 month period. This leave accrues at a rate of one hour for every 30 hours worked, not to exceed 40 hours per calendar year.


Online applications are STRONGLY preferred. However, if you wish to submit a paper application, you may mail your application and materials to:
Kathleen Hubbard
Department of Housing and Community Development
Office of Human Resources
7800 Harkins Road, Lanham, MD 20706
All application materials must be received by the filing deadline. If you are unable to upload your transcripts into the system, please send via email to Please include the following information in the body of the email:
  • Attn: Kathleen Hubbard, Senior HR Generalist
  • Your First and Last Name
  • Recruitment #
  • Classification (Job Title) of Recruitment
Incorrect application forms, or resumes in place of the application, will not be accepted. If you are interested in these positions and cannot apply online please fill out the paper application. For questions concerning these positions, please call 301-429-7418.

TTY Users: call via Maryland Relay.

We thank our Veterans for their service to our country, and encourage them to apply.

As an equal opportunity employer, Maryland is committed to recruiting, retaining and promoting employees who are reflective of the State’s diversity.

Click on a link below to apply for this position:

Fill out the Application NOW using the Internet. Apply Online
Apply via Paper Application. You may also download and complete the Paper Application here.

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