HEALTH INSURANCE ANALYST I/II/III

The Maryland Insurance Administration (MIA) is an independent State agency that regulates Maryland’s insurance industry and protects consumers by monitoring and enforcing insurers’ and insurance professionals’ compliance with State law.  Through the diligence of a highly professional staff of market analysts, financial analysts, accountants, lawyers, law enforcement officers, actuaries, complaint investigators, and others, the MIA works to facilitate a strong and competitive insurance marketplace where consumers are well informed and treated fairly.  Staff members are subject matter experts who serve as a resource for lawmakers, consumers, and other public and private entities. 

The MIA is charged with a broad range of responsibilities including the licensure of insurance carriers and insurance producers (brokers/agents) operating in Maryland, the conduct of financial examinations of companies to monitor financial solvency, and the review and approval of rates and contract forms.  The MIA investigates reports of consumer fraud and consumer complaints about life, health, automobile, homeowners, and/or property insurance.  Insurance carriers are subject to market conduct examinations and other actions to monitor compliance with Maryland law.  The MIA also has a unit dedicated to consumer education and outreach, which participates in hundreds of events and reaches thousands of individual consumers annually.

**This is a Special Appointment position that serves at the pleasure of the appointing authority. **

**Salary Guidelines apply to State employees**

Health Insurance Analyst I/grade 14: Starting salary: $42,717/year- $45,898/year

Health Insurance Analyst II/grade 15: Salary range:   $45,439/year - $73,770/year

Health Insurance Analyst III/grade 16: Salary range:  $48,360/year - $78,741/year 

Baltimore City (100% telework after successful completion of initial training)

The MIA is recruiting for a Health Insurance Analyst I (entry), II (intermediate), or III (full performance) level position in the Life and Health Division’s, Health Review Unit.  The Health Insurance Analyst reviews health insurance contracts, riders, applications, disclosures and advertising to determine compliance with Maryland laws and regulations and MIA Administration requirements.  The types of health insurance can include medical, fixed indemnity, dental, vision, specified disease, accident only, long term care, Medicare Supplement and excess stop loss.  The individual in this position corresponds with health insurance carriers, both in writing and verbally, regarding deficiencies in form filings and makes recommendations to carriers on revisions necessary to bring the filings into compliance with Maryland laws and regulations.  The individual in this position also responds to inquiries from the public, industry representatives, and MIA staff regarding health insurance issues.  

Health Insurance Analyst I 

Education: Possession of a bachelor’s degree from an accredited college or university.

Experience: None

Note: The requirement indicated below is an acceptable substitution to the above minimum requirement:

Two years of experience drafting or analyzing life, annuity, health, HMO, nonprofit health service plan or dental plan organization contract forms for a regulatory agency, or licensed insurer. 

Health Insurance Analyst II  

Education: Possession of a Bachelor’s degree from an accredited college or university.

Experience: Two years of experience drafting or analyzing life or health insurance policy forms for a regulatory agency, or licensed insurer.

Note: The requirements indicated below are acceptable substitutions to the above minimum requirements:

1-Four years of experience drafting or analyzing life or health insurance policy forms for a regulatory agency or licensed insurer; or

2-Three years of experience drafting or analyzing life or health policy forms for a regulatory agency or licensed insurer, and productive activity toward a professional designation; or

3-Possession of a bachelor’s degree and one of year experience in drafting or analyzing life or health insurance policy forms for a regulatory agency or licensed insurer, and productive activity toward a professional designation; or

4-Possession of a Juris Doctorate degree.

Health Insurance Analyst III  

Education: Possession of a Bachelor’s degree from an accredited college or university.         

Experience: Three years of experience drafting or analyzing life or health insurance policy forms for a regulatory agency or licensed insurer.

Note: The requirements indicated below are acceptable substitutions to the above minimum requirements:

1- Five years of experience drafting or analyzing life or health insurance policy forms for a regulatory agency or licensed insurer; or

2- Four years of experience drafting or analyzing life or health policy forms for a regulatory agency or licensed insurer and passing of 6 LOMA examinations or 6 AHIP examinations or 3 Society of Actuary’s Actuarial examinations or a combination of above if approved by the supervisor; or

3- Possession of a Juris Doctorate degree and two years of experience drafting or analyzing life or health insurance policy forms for a regulatory agency or licensed insurer.

·  Ability to convey information clearly, both orally and in writing.

·  Ability to understand, interpret and analyze applicable laws.

·  Excellent computer skills.

·  Professional insurance designation: Associate, Life Management Institute (ALMI) or Fellow, Life Institute (FMLI)

STATE OF MARYLAND BENEFITS

Please contact: charrison@maryland.gov for additional information concerning this recruitment. Online applications are strongly preferred.  For immediate consideration, upload one (1) WORD or PDF document, that includes your combined cover letter and resume, to the "Resume" tab. Please include your salary requirements in your cover letter. 

If you are unable to apply online, you may submit an application by mail.  The paper application must be received by close of business, on the closing date for the recruitment.  Postmarks will not be accepted. 

Complete application packets may be mailed to:

Maryland Insurance Administration

Human Resources - Recruitment #: 22-009638-0003

St. Paul Place, Suite 2700

Baltimore, MD 21202

TTY  Users: call via Maryland Relay

We thank our Veterans for their service to our country, and encourage them to apply.

As an equal opportunity employer Maryland is committed to recruiting, retaining and promoting employees who are reflective of the State’s diversity